General Aviation


Whether you are buying your first aircraft or have been flying for years, we can help you over the insurance hurdle. From helping you decide how much to cover your airplane for, to determining what is an adequate limit of liability, our pilot-brokers will take the time to make sure that you understand what your choices are, what you have bought, and that it is right for you. We are aircraft owners ourselves, so we know the drill.

When I opened my business three years ago, I needed to start a relationship with an insurance agency. I knew there were plenty out there, but my first, and last, call was to Sutton James who handles the flight school where I had been raised. I knew from every source there that your company was held in high esteem over many years. I had the good fortune of being assigned to Chris Arnold as my account representative and his attention to detail and behind the scenes mechanics of keeping my coverage relevant to the needs of my business has made all the difference. In the past three years I have moved from one airplane to nine and Chris has been there at every step to ensure success. I can’t thank Chris and Sutton James enough for their service. ”

Paul Beaulieu

From Prop to Turbine

We can help you make certain that you have the coverage you need for the work that you are doing, without breaking the bank!

Considering stepping up into your first turbine? At Sutton James, we have been helping owners make the move into turbines for over 20 years. We can work with you to put together a package of training and initial operating experience that will get you over the hurdles of insurance for VLJ’s and other owner-flown turbine aircraft. We also have access to sources of excess liability coverage so that you won’t have to bet the farm every time you fly.

Most of our experience as underwriters involved insuring corporate flight departments. We understand the complexity of the daily operations of companies who fly in support of their business, having covered it for almost 30 years (and since we do it ourselves). Sutton James can help you to understand the insurance you are buying. Our brokers try to visit each of our corporate clients annually. We think it’s important to meet with flight department people, as well as the head office people who write the check. We can also help you with things like, hangar leases, engine lease contracts and the like. Our clients operate all kinds of corporate airplanes and helicopters, both domestically and abroad. We have also helped our clients through a wide array of claims, including ingestion, hail, ramp strikes, lightning and theft.

Robinson Helicopter Insurance Program

Sutton James, Inc. has developed an insurance program specifically to meet the needs of qualified Robinson Helicopter operators. The program is underwritten by Starr Aviation, one of the most prominent aviation carriers in the industry with an A rating from A.M. Best & Company.

The idea behind the program is as old as insurance itself: Identify the safest owners and operators, and offer them significantly better rates and coverage than they can find anywhere else. Our program covers Robinson R-22, R-44 and R-66’s for both private and commercial operators.

Some of our Program Advantages Include:

  • Low premiums.
  • No claims bonus up to 15% off at renewal
  • Open to individual owners, flight schools and commerical operators.
  • No hourly depreciation of your helicopter.
  • Provides commercial operators the Domestic Liability coverage required by many contracts.
  • Fleet discounts for operators with 3 or more helicopters.
  • Fleet operators may add and delete helicopters on a pro-rata basis.

This program rewards safety-minded pilots and owners with a lower initial premium and a uinque “no claims bonus” towards their future renewal premium. To ensure that pilots in this program are safer than average, each pilot who enrolls must complete an annual audit with a CFI specifically approved by the insurance company. Pilots can also use this audit as an opportunity to obtain their BFR. The Audit will include a review of operating procedures, maintenance procedures and a pilot evaluation form.

Whatever their missions, Robinson pilots all share a need for fairly priced, comprehensive aviation insurance.

Unmanned Aerial Systems

At Sutton James, we have become increasingly  involved in this rapidly growing and evolving sector of the aerospace industry.

Whether you are a research institution, a manufacturer, or an end user of UAS’s, we can provide you with comprehensive and cost-effective solutions to reduce your risk, or just answer your UAS insurance related question.

As the use of UAS’s throughout the world mushrooms, and unmanned systems are increasingly integrated with manned aircraft, insurance for operators and manufacturers will become more essential.

Sutton James works with all of the aerospace insurers here in the US.  We also have a Lloyds broker for placement of  insurance on behalf of UAS manufacturers and operators elsewhere in the world.

Get a Quote for your UAS

Options are available for loss of physical damage to your drone and for your legal liability arising out of its operation. Standard coverage is extended to include war and other perils (such as hi-jack or malicious damage), personal injury (including invasion of privacy) and much more.