Homeowners Insurance

Innovative insurance solutions for today’s homeowners


Optisure Risk Partners understands that life doesn’t always go as planned. Your home is one of your biggest and most important assets. Let us help you keep it protected.

Optisure Risk Partners offers a variety of insurance solutions to help today’s homeowners keep their home and valuable belongings fully protected in the event of a loss. From the physical internal and external structure of a dwelling, to the valuable items stored within, and beyond, Optisure is dedicated to keeping our customers and their families protected. Our staff of highly experienced insurance professionals work with the most capable insurance carriers available to find insurance solutions that provide the right level of protection for each individual’s needs, at some of the most competitive terms and premiums in the marketplace.

Valuable Item

Keep your personal property and high value items such as jewelry, silverware, fine art, computer equipment, and more protected with valuable items coverage.

Secondary Residences

Purchasing a secondary home or seasonal property comes with a new set of risks. Stay protected with secondary residence coverage.


With firearms insurance coverage, you can rest easy knowing that you, your valuable firearms, and accessories are protected if a loss occurs.

Condo Insurance

Whether it’s your primary or secondary home, condo insurance can help keep you and your valuables protected.

Coastal Home Insurance

Whether you’re looking to protect your coastal home or a coastal vacation property, we can help you keep your seaside property protected.

Not a homeowner? Consider renter’s insurance.

Thinking about skipping renter’s insurance? You should know that your landlord’s insurance policy only covers the building, leaving your belongings unprotected. Renter’s insurance provides essential coverage for your personal items in the case of a loss or damage caused by fire, wind, smoke, theft, etc.

Catastrophes happen. Consider hazard insurance.

Most standard homeowners’ insurance policies cover basic hazards, such as fire, smoke, wind, hail, etc. But, what happens when disaster strikes? With hazard insurance, you can protect your home from natural disasters like flooding, earthquakes and windstorms. Wouldn’t you rather be protected?