Executive and High Net Worth Personal Risk Management
Innovative insurance solutions for unique needs.
Be it insuring your second home, or your extensive wine collection, Optisure has unique experience in advising and protecting high net worth individuals.
Our Executive and Private Client risk management services complement everything else that we do as your trusted adviser. We are experts in the Affluent & High Net Worth personal insurance marketplace. Our staff understands the unique needs of CEOs and their executive teams and most importantly how to handle them. Our team leader, Randy Eifert, has 30 years of experience handling affluent clients with an expertise in both the top carriers and coverages available to customize unique solutions to support your team and their families.
Our approach is atypical in that we do not look to merely ‘quote a policy’. If the client authorizes us, we gather information through a risk assessment and then custom fit solutions. If a client joins our program, similar to our corporate Managed Exposure Program™, the main component of our Personal Risk Management Program starts with an exposure audit.
In addition to our exposure audit, we offer the following menu of services:
- Specialty carriers for the Affluent/High Net Worth client
- Customized insurance solutions focused on asset and wealth preservation
- Group Personal Excess/Umbrella coverage as executive level benefit
- Expertise to underwrite policies properly and understand unique exposures
- National and International capabilities
- 24/7 Claims and Emergency Response Hotline
- Stewardship Reports
- Loss Control expert on staff with extensive additional resources
- HR Support – Domestic Employees and contractors
- Executive and Family Foreign Travel protection