Total Workers’ Compensation Solution
Our total workers’ compensation solution system begins with an analysis of our client’s experience rating worksheet to determine what the minimum modification could be, what their controllable modification is, and whether the client’s loss frequency and/or severity issues need to be addressed. Using this information, we then educate our client on the importance of risk management, and deliver resources to help manage “cost drivers” identified.
These resources include: Safety Program Implementation, Return to Work Programs, Loss Control, as well as Claim and Reserve Management. As a trusted advisor, we customize our resources and services to help our clients mitigate incidents and manage losses, which results in a lower experience modification rating and decreased workers’ compensation premiums.
SGlenn O. Finlay
Pembroke Pines, FL
Hospitality Insurance and Risk Management
Several emerging risks like cyber liability, food borne illness and shared employees need to be understood and properly addressed to manage the potential adverse impact to net income. Using our Managed Exposure Program© we work with our clients to design a cost-effective insurance and risk management program to help them address their cost and save time and them to focus on growing their business.